Money

11 Ways to Save Big on College Textbooks

Filed under: College, Deals, Saving AOL By Brandon Ballenger Most college students will return to campus later this month, and they’ll spend a lot of money on textbooks. Students at public four-year colleges spent an average of $ 1,225 on books and supplies during the 2014-15 school year, according to the College Board. The total was even higher for private ...

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Tax Hacks 2016: What You Need to Know if You’re Self Employed

Filed under: Taxes By Marilyn Lewis Being your own boss definitely has its advantages – flexibility, upward mobility, the chance to take your business in the direction you choose – but at tax time, being self-employed can be a challenge. Here’s a look at what’s expected of you when you go to work for yourself. Self-employment tax Like everyone else, ...

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What the Super Bowl Can Teach You About Money

Filed under: How to Save Money Getty By Kimberly Palmer For football players, managing money is easy to fumble. Unlike most people, they often earn huge paychecks early in their careers, when they have the least experience handling money, and then those paychecks can abruptly drop off when they retire from the game. HBO even created an entire television series, ...

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Surveys Show How Debt Weighs on Romance

Filed under: Debt, People Getty By Jim Gold Money remains a leading cause of stress in romantic relationships, according to surveys released ahead of Valentine’s Day. But that doesn’t mean you should avoid discussing finances, they say. In a Country Financial Security Index Survey called “‘Til Debt Due Us Part,” more than 9 in 10 of the 1,000 respondents told ...

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The 6 Worst Mortgage Mistakes You Can Make

Filed under: Mortgages, Home Buying Getty By Maryalene LaPonsie Is your house your castle? Or an albatross around your neck? Your answer might depend a lot on your mortgage. Getting an affordable property at a great rate can make you feel as if life couldn’t be any sweeter. But ask anyone who bought a house with a mortgage they didn’t ...

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8 Surprising Things That Are Taxable

Filed under: Taxes Alamy By Geoff Williams On the list of things you hate, somewhere in there is probably learning that something you didn’t think you had to pay tax on, you do. Any money that comes into your life can be taxable, says San Diego-based tax attorney Sam Brotman. “Technically, under Internal Revenue Code Section 62, the IRS can ...

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4 Times It May Pay to Go Into Debt

Filed under: Debt Getty By Maryalene LaPonsie Debt is a four-letter word of the bad kind, according to some people. The type of thing that shouldn’t even be considered by responsible adults. However, not all finance professionals agree debt is something to be avoided. “Not all debt is created equal,” says Gary Poch, vice president of global consumer services for ...

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Why You Need Financial Cheat Days

Filed under: Budgeting Getty By Josh Felber When we think of “cheat days,” we tend to think of a sweet treat or indulgent meal that breaks a cycle of strict dieting. A cheat day is meant to satisfy cravings, and it’s a great way to incorporate foods you normally wouldn’t include in your diet without ruining your metabolism. Similarly, a ...

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Why You Shouldn’t Pay Taxes With a Credit Card

Filed under: Taxes, Credit Cards Getty By Matt Schulz Rewards junkies are always looking for a way to pile up more miles or points without getting on an airplane. The good news is that there are plenty of great ways to do that. Applying for a credit card with a big sign-up bonus is maybe the best example, but is ...

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How Sleep (or Lack of It) Can Affect Your Bottom Line

Filed under: How to Save Money Getty By Jim Gold Money never sleeps. However, you should, especially if you want to keep your fiscal health. Just one night’s lost sleep can cost you a bundle. “You need good self-control to make good financial decisions and plans,” says Todd Kashdan, George Mason University psychology professor and co-author of “The Upside of ...

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